FREE Checking

• No monthly service charge
• No minimum balance
• Unlimited check-writing
• Online & Phone Banking access
• $25 minimum to open account
• Overdraft Privilege available
• Required to purchase printed checks
• ATM/Debit Cards available

New Outlooks Club

• Accidental life insurance coverage
• Individual or Family
• Free New Outlooks checks
• Online & Phone Banking access
• $100 minimum to open account
• Overdraft Privilege available
• ATM/Debit Cards available

Classic Checking

• Tiered competitive interest rates paid
• No service charge if total relationship balance is $2,500 or more
• Free Classic checks
• Unlimited check-writing
• Free 5 X 2 safe deposit box upon availability
• No fee for Cashier’s Checks
• Online & Phone Banking access
• $100 minimum to open account
• Overdraft Privilege available
• ATM/Debit Cards available

Regular Money Market & Prime Money Market Accounts

• Tiered competitive interest rates paid
• No fee if balance is $2,500 or more (Regular) & $10,000 or more (Prime)
• Opening balance required:  $2,500 – Regular  &  $10,000 – Prime
• Online & Phone Banking access
• Pre-authorized transfers or withdrawals limited to six (6) per statement cycle of which no more than 3 may be by check, draft, or debit card transaction

Regular Savings

• Interest paid semi-annually
• $100 minimum to open account
• Six (6) free withdrawals in a 6-month interest period
• Online & Phone Banking access

Christmas Club

• Excellent savings plan for Christmas
• No opening balance requirement
• Automatic transfer option available
• Interest paid in October of each year

Certificates of Deposit

• Variety of account terms and options
• High, fixed rate of interest paid
• $500 opening balance required
• Penalties for early withdrawals
• FDIC insured

IRA’s

• Variety of account terms
• Contributions may be tax-deductible
• We offer Traditional, Roth, & Coverdell (Education) IRA’s
• Competitive rates for terms up to five years
• FDIC insured

We all have different needs.  The First National Bank of Barnesville offers loans to fit your lifestyle.  We provide a full range of personal loans with flexible terms and competitive rates.  Our loans offer convenience, backed by superior service from friendly, knowledgeable lending professionals.

Loans are available for the following:

• Home purchases and construction
• Home improvements
• Home equity
• Personal loans
• Auto, boat and recreational vehicles

To speak with one of our lenders, please call:

Main Office – Barnesville
Rick Klepper @ 770-358-1100, ext. 114
Will Lindsey @ 770-358-1100, ext. 120
Zack Sowell @ 770-358-1100, ext. 118
Sherry Jones, Mortgage Lender @ 770-358-1100, ext. 116

Zebulon Branch
Kevin Eason @ 770-567-1100