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First National Bank - Barnesville, Zebulon
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Business Checking

Commercial Checking

  • Maintain balance over $500 – no service charge
  • Balance $300 - $499.99 - $3.00/month plus 15¢ per item
  • Balance less than $300 - $4.00/month plus 15¢ per item
  • Overdraft Privilege available
  • ATM/Debit Cards available

Business Classic Account

  • Tiered competitive interest rates paid
  • No service charge if total relationship balance is $2,500 or more
  • Free Classic checks
  • Unlimited check-writing
  • Free 5 X 2 safe deposit box upon availability
  • No fee for Cashier’s Checks
  • Online Cash Management & Phone Banking access
  • $100 minimum to open account
  • Overdraft Privilege available
  • ATM/Debit Cards available

Business Money Market & Prime Money Market Accounts

  • Competitive interest rates paid
  • No fee if balance is $2,500 or more (Regular) & $10,000 or more (Prime)
  • Eligible to all business types INCLUDING corporations
  • Online Cash Management & Phone Banking access
  • Opening balance required:  $2,500 – Regular & $10,000 - Prime
  • Pre-authorized transfers or withdrawals limited to six (6) per statement cycle, of which no more than 3 may be by check, draft, or debit card transaction

Business NOW Account

  • Competitive interest rates paid
  • No fee if balance is $1,000 or more
  • Eligible to all business types EXCEPT corporations
  • Online Cash Management & Phone Banking access
  • $100 minimum to open account
  • Overdraft Privilege available
Business Loans

Take your business to the next level.
As your business grows, your needs change, and access to credit becomes more critical to successful growth.  The First National Bank of Barnesville offers numerous options that are easy, flexible and can be tailored to fit your needs.  From small business loans to commercial real estate financing, we offer the flexibility to help businesses maintain a competitive edge.

Examples of our commercial lending products include:

  • Real Estate acquisition and development
  • Business expansion
  • Income-producing property loans
  • Commercial construction loans
  • Equipment, inventory and working capital loans
  • Loans guaranteed by SBA and other agencies

To speak with one of our commercial lenders, please call:

Main Office – Barnesville
Rick Klepper @ 770-358-1100, ext. 114
Will Lindsey @ 770-358-1100, ext. 120
Zack Sowell @ 770-358-1100, ext. 118

Zebulon Branch
Kevin Eason @ 770-567-1100